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The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.
When comparing a charge card vs. credit card, it helps to know their key features at a glance. Charge Card Features. Credit Card Features. Often don’t have monthly spending limits.
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