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A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...
Reflex Mastercard®. Annual fee: Ranges from $75 to $99. APR: 24.99% to 29.99% variable. Reflex Mastercard® from Continental Finance is a card designed for people with no credit to bad credit ...
Apply for a secured credit card. A secured credit card is a tool that can help people who want to establish or rebuild their credit. They work by requiring an upfront security deposit, usually ...
The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...
Zazzle. Zazzle is an American online marketplace that allows designers and customers to create their own products with independent manufacturers (clothing, posters, etc.), as well as use images from participating companies. Zazzle has partnered with many brands to amass a collection of digital images from companies like Disney, Warner Brothers ...
The bottom line. Yes, no credit is better than bad credit, but neither situation is good for you long-term. Knowing how to build your credit can help you overcome the obstacles of having no credit ...